One of the few remedies available for writers who've been ripped off by scammers is to file a payment dispute.
This is possible if you've used a credit card or PayPal, and are within the window of time in which a dispute is permitted. In the USA, credit card companies are required by law to give consumers up 60 days from the time they receive their bill to dispute a charge, though many companies allow for a longer 120-day period (the Consumer Financial Protection Bureau maintains a database of US credit card company agreements where you can look up your company and see what their policy is). They also cap consumer liability at $50. Protections for UK credit card users are similar.
For PayPal, the dispute window is within 180 days of purchase.






